Business Liability

Protecting your business isn't limited to disaster recovery. Today's corporate environment necessitates that small business owners prepare for the possibility of litigation. All such preparation begins with business liability insurance.

No matter how well run your business is, your level of professional integrity, or the quality of your services, a client may still seek legal action against you. With the litigious climate that prevails, (coupled with long and costly court processes), it's more important than ever for entrepreneurs to understand the issues behind small business liability insurance.

What is Business Liability Insurance?
In the event of a lawsuit for personal injury or property damage, business liability insurance covers you, your business, and any resulting legal costs.

Types of Business Liability Insurance & Small Business Liability Insurance

• General Liability Insurance is sometimes known as Commercial General Liability (CGL). Depending on your business circumstances, it may be the only type of business liability insurance your company needs.
• Professional Liability Insurance is a good idea for businesses that provide services. This coverage protects your business against malpractice, errors, negligence and omissions.
• Product Liability Insurance protects small businesses against lawsuits following illness or injury as a result their products.

Agility's ReadySuite: A Complete Mobile Recovery Solution
Third-party lawsuits beyond your control can limit your on-site operations for days or even weeks. A membership with Agility's ReadySuite ensures you have a mobile office to keep your business running in such an event. You're provided with emergency space and equipment, including computers, servers, and satellite telephone and internet link-ups—all within 48 hours of an emergency declaration.

Stay Connected With Customers—Before They Connect With Someone Else
If your business is shut down, insurance will cover some costs. But how do you maintain operations? Most customers won't wait for you get up and running again: they'll take their business elsewhere.

ReadySuite is a simple, turn-key solution that lets you continue operations without interruption, regardless of the circumstance. Take the guesswork out of ensuring business continuity in the wake of a disaster. With ReadySuite, continuity and peace of mind can be yours. All for an affordable $275 a month.

ReadySuite Is Virtually Risk-Free
If there ever was an event, most business interruption insurance policies will cover the cost of ReadySuite. (Verify that's the case with your provider.) That makes ReadySuite a virtually risk-free way to ensure your business survival.

Call to learn why ReadySuite has a 100% success rate—and how its mobile recovery solutions can be applied to your business. Your call will be returned in one business day.

Be prepared in the event of any disaster—natural or otherwise. Learn more about Agility's ReadySuite.

Other Resources:
Business.gov's public resources for small businesses: www.business.gov/topics/research_resources

The United States Small Business Administration: www.sba.gov

The American Better Business Bureau: www.bbb.org

The Occupational Safety and Health Administration: www.osha.gov

Agility Partners